• Change or Manage beneficiaries for your Schwab Accounts

    Login to your Schwab Account - www.schwaballiance.com

    1. From the dashboard, click profile in the top right corner, then click beneficiaries.

    2. You can select any of the top tabs to add, edit or view for: 

    Contact information please follow instructions to the security center to update your login or password.

    Trusted Contact select the tab and add a contact person for Schwab to have a resource to contact if any suspicious activity of financial exploitation or for concerns of your well-being. 

    Beneficiaries Review and confirm with your advisor who you to name as your beneficiary for your long-term financial goals. You can add beneficiaries once you click on the tab and follow the hyperlinks. 

    Account Access select the tab, review what kind of access you want to provide. For more information on access type click here. Click on the selection of choice and provide contact information. This will need to be done for each account separately. 

     

  • How to connect third party into Schwab

    Schwab accounts without Schwab One Checks

    Accounts without the Schwab One checking feature such as brokerage, Schwab One (including Schwab One with linked Schwab Bank Investor Checking™), IRA, etc. For direct deposits to the Investor Checking account, see Schwab Bank accounts below.

    Processing bank J.P. Morgan Chase
    ACH credit/debits Incoming ACH credits only – ACH direct debits not supported.
    Direct deposit transit-routing instructions
    • Financial institution name: JPMorgan Chase/Account of Charles Schwab
    • Financial institution address: 211 Main Street, San Francisco, CA 94105
    • Financial institution telephone: 800-435-4000
    • Schwab's direct deposit transit routing number: 071000013
    • Account number: Schwab's 9-digit account number, 593853800, plus your client's 8-digit Schwab account number (You must provide all 17 digits to set up direct deposit.)
    • Account type: Checking (Schwab's master account at JPMorgan Chase is a checking account. For proper processing, account type must be designated as "checking," regardless of the type of account your client holds at Schwab.)
    • Account name: Your client's Schwab account registration
    Other information
    • For Social Security/Supplemental Security or other federal government income, your client can submit direct deposit instructions at ssa.gov, or they can call the Social Security Administration's ACH Transfer Department at 800-772-1213 and provide the information above to the payer.
    • For ACH credits to Schwab 529/Learning Quest 529 plans, use the following forms, located on the Forms Library, instead of the instructions above:
      • One-time contributions:
        • Schwab 529 College Savings Plan Additional Contribution Form
        • Learning Quest 529 Plan Additional Contribution Form
      • Recurring contributions:
        • Schwab 529 College Savings Plan Account Features Form 
        • Learning Quest 529 Plan Account Features Form

    Schwab accounts without Schwab One Checks

    Accounts without the Schwab One checking feature such as brokerage, Schwab One (including Schwab One with linked Schwab Bank Investor Checking™), IRA, etc. For direct deposits to the Investor Checking account, see Schwab Bank accounts below.

    Processing bank J.P. Morgan Chase
    ACH credit/debits Incoming ACH credits only – ACH direct debits not supported
    Direct deposit transit-routing instructions
    • Financial institution name: JPMorgan Chase/Account of Charles Schwab
    • Financial institution address: 211 Main Street, San Francisco, CA 94105
    • Financial institution telephone: 800-435-4000
    • Schwab's direct deposit transit routing number: 071000013
    • Account number: Schwab's 9-digit account number, 593853800, plus your client's 8-digit Schwab account number (You must provide all 17 digits to set up direct deposit.)
    • Account type: Checking (Schwab's master account at JPMorgan Chase is a checking account. For proper processing, account type must be designated as "checking," regardless of the type of account your client holds at Schwab.)
    • Account name: Your client's Schwab account registration
    Other information
    • For Social Security/Supplemental Security or other federal government income, your client can submit direct deposit instructions at ssa.gov, or they can call the Social Security Administration's ACH Transfer Department at 800-772-1213 and provide the information above to the payer.
    • For ACH credits to Schwab 529/Learning Quest 529 plans, use the following forms, located on the Forms Library, instead of the instructions above:
      • One-time contributions:
        • Schwab 529 College Savings Plan Additional Contribution Form
        • Learning Quest 529 Plan Additional Contribution Form
      • Recurring contributions:
        • Schwab 529 College Savings Plan Account Features Form 
        • Learning Quest 529 Plan Account Features Form

  • How to wire transfer through Schwab Alliance

    For wire transfers, please go to the top left corner and click move money. Then select “transfer and make payments”. Select Wire transfer, select the account you’d like to transfer funds from, select wire type and complete the form. 

    Information for domestic wire: Valid ABA routing number, Account number for the receiving bank, Name and address of the recipient account holder. 

    Information needed for international wire: Valid SWIFT, BIC and account number for the receiving bank, Name and address of the recipient account holder. 

    Information needed for secondary institutions (if applicable): Valid ABA routing number, SWIFT code or account number, name and address of the recipient account holder, any other information provided by the receiving bank. 

    Cut off time for Wire transfers is 4:pm!

    Eastern time - After that time your request will be processed on the next business day. Domestic delivery by 4pm ET is completed the same day, Next day for domestic wires after 4 pm ET and 2 - 7 business days for international wires.

     

    Fees may apply - $15.00 for online request, $25.00 for non-online phone or paper request.

    To review your recent transfer status
    Review your full transaction history.